Individual & Family

About Individual & Family
Health Plan

For trips starting on or after March 11: Please keep in mind that on March 11, 2020, medical and/or non-medical coverage related to COVID-19 may not be available. Therefore, any claim for medical services and/or losses for trip cancellation, trip interruption and/or trip delay caused by or resulting from quarantine or due to COVID-19 is not considered 'unforeseen' and will not be covered under the terms and conditions of this insurance policy, and will be subject to the criteria established by the company.

Plan Key Features

Individual & Family Features
and main benefits

Hospitalization module (INSIDE** OR OUTSIDE THE U.S.)

Description Coverage
Adult companion accommodation (Of a hospitalized insured over 18 years old) 100% UCR, max. of 21 nights
Dialysis services inpatient or outpatient US$175 per night, max. of 30 nights
Durable medical equipment US$10,000 per lifetime (after a 24-month waiting period)
Emergency dental coverage US$60,000 (included in the organ transplant benefit)
Emergency room care 100% UCR (as follow-up care to a covered hospitalization)
Emergency dental coverage US$60,000 (included in the organ transplant benefit)
Emergency room care 100% UCR (as follow-up care to a covered hospitalization)
Emergency transportation by air ambulance 100% UCR for treatment within the first 180 days of the covered accident
Emergency transportation by ground ambulance 100% UCR, no deductible applies (if admitted immediately as an inpatient)

Table of benefits

Description Coverage
Adult companion accommodation (Of a hospitalized insured over 18 years old) 100% UCR, max. of 21 nights
Dialysis services inpatient or outpatient US$175 per night, max. of 30 nights
Durable medical equipment US$10,000 per lifetime (after a 24-month waiting period)
Emergency dental coverage US$60,000 (included in the organ transplant benefit)
Emergency room care 100% UCR (as follow-up care to a covered hospitalization)
Emergency dental coverage US$60,000 (included in the organ transplant benefit)
Emergency room care 100% UCR (as follow-up care to a covered hospitalization)
Emergency transportation by air ambulance 100% UCR for treatment within the first 180 days of the covered accident
Emergency transportation by ground ambulance 100% UCR, no deductible applies (if admitted immediately as an inpatient)

Key Features

Description Coverage
Adult companion accommodation (Of a hospitalized insured over 18 years old) 100% UCR, max. of 21 nights
Dialysis services inpatient or outpatient US$175 per night, max. of 30 nights
Durable medical equipment US$10,000 per lifetime (after a 24-month waiting period)
Emergency dental coverage US$60,000 (included in the organ transplant benefit)
Emergency room care 100% UCR (as follow-up care to a covered hospitalization)
Emergency dental coverage US$60,000 (included in the organ transplant benefit)
Emergency room care 100% UCR (as follow-up care to a covered hospitalization)
Emergency transportation by air ambulance 100% UCR for treatment within the first 180 days of the covered accident
Emergency transportation by ground ambulance 100% UCR, no deductible applies (if admitted immediately as an inpatient)
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